Post dating cheques in australia
A quick trip to another bank solved the problem because they were not so picky.Banks have their own rules and sometimes the bank employees cannot exercise a little bit of common sense.I don't accept cheques due to the same reason as Ruth wrote.It takes more than two weeks to clear and I have to bear the cost for the bank's handling charges to receive money which may be equivalent or more than receiving money by bank transfer. Banking systems across countries are quite diverse and different countries have completely different banking standards.It's a long time ago but I received a cheque in Euros from an Irish client that I wanted to pay into a German Euro account.The bank here in Germany refused to accept the cheque because there was nowhere on the cheque that showed the location of where the cheque was made out, which is a requirement for all German cheques and official documents.Pretty simple for those of us in the US--no fees for the receiver and no risk involved with checks (as long as you know the identity of the sender).
Personally, I'm very careful, but most of my clients insist on using all-figure dates, relying on their readers (British, American, Australian, but also Chinese etc using English - but which variant??? My invoices are trilingual where necessary so I do use figures to avoid triplicating dates, but I use the unambiguous international format of YYYY-MM-DD.
Thankfully they're going to send the cheque to me here in Thailand where I doubt the bank staff will be so ridiculous not to deposit a cheque because of US date format! The date of a cheque may not matter much if at all in most cases.
But in one case every now and again it might be absolutely crucial.
It is a criminal offence in the US to pass a bad cheque (even one), so there is very little cheque fraud.[Edited at 2016-09-16 GMT]Yasutomo Kanazawa wrote: Why didn't you ask for payment via Paypal, Moneybookers, Skrill, etc. It may cost you some money, but it's much easier, faster and more reliable.
It takes more than two weeks to clear and I have to bear the cost for the bank's handling charges to receive money which may be equivalent or more than receiving money by bank transfer.